Card Type Interchange Rate Qualification (Best Rate- Data Rate 3)
MASTERCARD    
DATA RATE 3   QUALIFICATION REQUIREMENTS (LEVEL 3 DATA MUST BE PRESENT)
Commercial Card 1.80% + $0.10 * Not available to vehicle rental (MCC code - 3351-3500, 7512, 7513, 7519),
World Business 1.97% + $0.10 Lodging (3501-3999, 7011) Passenger Railway (4112), and Restaurant (5812).
World Elite Business 2.02% + $0.10 Also not available to Corporate Fleet transactions at Fuel Locations (MCC 4468,
World Corporate 1.80% + $0.10 5541, 5542, 5499, 5983 & 7511)
World Elite Corporate 1.80% + $0.10 * Authorization date must be within 3 days of clearing date
Enhanced Business 1.92% + $0.10 * Sales tax amount required (cannot = 0)
    * Large ticket transactions that qualify for both Corporate Large Ticket and Corporate
    Data Rate 3 will get a better rate with CLT if the amount is greater than $7272.72
     
DATA RATE 2    
CARD TYPE INTERCHANGE RATE QUALIFICATION REQUIREMENTS (LEVEL 2 DATA MUST BE PRESENT)
Commercial Card 2.10% + $0.10 * Not available to vehicle rental (MCC code - 3351-3500, 7512, 7513, 7519),
World Business 2.37% + $0.10 Lodging (3501-3999, 7011) Passenger Railway (4112), Restaurant (5812), Marinas (4468) Service Stations (5541) Automated Fuel Dispensers (5442),Convenience Stores (5499) , Fuel Dealers (5983), and Truck Stops (7511).
World Elite Business 2.42% + $0.10 Card, Cardholder and Merchant must be present and signature obtained
World Corporate 2.15% + $0.10 (can be key entered)
World Elite Corporate 2.15% + $0.10 * Authorization date must be within 3 days of clearing date
Business Data Rate 2 & Business F2F   * Sales tax amount required (cannot = 0)
Commercial Credit 2.20% + $0.10  
Enhanced Business 2.32% + $0.10  
Purchasing Data Rate 2 & Purchasing F2F    
Commercial Credit 2.10% + $0.10  
Fleet Data Rate 2 & Fleet Face to Face    
Commercial Credit 2.50% + $0.10  
     
DATA RATE 1    
CARD TYPE INTERCHANGE RATE  
Commercial Card 2.65% + $0.10 QUALIFICATION REQUIREMENTS (LEVEL 1 DATA MUST BE PRESENT)
World Business 2.82% + $0.10 * Not available to vehicle rental (MCC code - 3351-3500, 7512, 7513, 7519),
World Elite Business 2.87% + $0.10 Lodging (3501-3999, 7011) Passenger Railway (4112), and Restaurant (5812).
World Corporate 2.65% + $0.10 Card, Cardholder and Merchant must be present and signature obtained (Can be key entered)
World Elite Corporate 2.65% + $0.10 * Authorization date must be within 3 days of clearing date
Enhanced Business 2.77% + $0.10 * Authorization amount not required to equal the settled amount.
     
Highest Rate Available - Standard    
CORPORATE STANDARD    
Commercial Credit 2.95% + $0.10  
World Business 3.12% + $0.10  
Enhanced Business 3.07% + $0.10  
World Elite Business 3.17% + $0.10  
World Corporate 2.95% + $0.10  
World Elite Corporate 2.95% + $0.10  
     
VISA    
DATA RATE 3    
Commercial Non Travel Level 3 Purchasing   Qualification Requirements (MCC cannot be travel services)
Commericial Card 1.95% + $0.10 Level 2 & 3 data present, CPS qualified
     
Next Best Rate for Purchasing - Purchasing Card Electronic with Data    
Purchasing Card Electronic with Data   Qualification Requirements (MCC cannot be travel services)
Commericial Card 2.75% + $0.10 Level 3 data present, not CPS qualified
     
LEVEL 2    
Business/Purchasing Card Level 2   Qualification Requirements (Available only to B2B MCC's)
Commericial Card 2.05% + $0.10 Level 2 requirements met, CPS qualified
Business Enhanced 2.05% + $0.10 Sales tax amount required (Cannot =0)
Signature Business 2.05% + $0.10 Purchase date must be within 1 day of authorization date
Corporate Card Level 2    
Commericial Card 2.05% + $0.10  
     
Commericial Card B2B    
Business/Purchasing Card Level 2   Qualification Requirements (Available only to B2B MCC's)
Commericial Card 2.10% + $0.10 Level 2 requirements met, CPS qualified
Business Enhanced 2.25% + $0.10 Purchase date must be within 1 day of authorization date
Signature Business 2.40% + $0.10  
     
Next Best Rate - Retail    
Business Card Retail   Qualification Requirements (MCC cannot be travel services)
Commericial Card 2.20% + $0.10 Level 2 requirements met
Business Enhanced 2.30% + $0.10 Must clear within 2 days
Signature Business 2.40% + $0.10 Purchase date must be within 1 day of authorization date
Corporate Card Retail   CPS Qualified
Commericial Card 2.10% + $0.10  
Purchasing Card Retail    
Commericial Card 2.40% + $0.10
     
Business Card -Card Not Present (CNP)   Qualification Requirements (MCC cannot be travel services)
Commericial Card 2.25% + $0.10 Level 2 requirements met
Business Enhanced 2.45% + $0.15 Card Not Present
Signature Business 2.60% + $0.20 Must clear within 2 days
Corporate Card - CNP   Purchase date must be within 1 day of authorization date
Commericial Card 2.20% + $0.10  
Purchasing Card - CNP    
Commericial Card 2.65% + $0.10  
     
Business Card Electronic   Qualification Requirements (MCC cannot be travel services)
Commericial Card 2.40% + $0.10 Level 2 requirements met, not CPS qualified
Business Enhanced 2.75% + $0.15 Level 1 data is present
Signature Business 2.85% + $0.20 Transactions fail timeliness edits for other Commercial Programs
Corporate Card Electronic   T&E transactions that do not have market data
Commericial Credit 2.75% + $0.10  
Purchasing Electronic    
Commericial Credit 2.75% + $0.10  
     
Commercial Standard   Qualification Requirements
Commericial Card 2.95% + $0.10 Not CPS Qualified
Business Enhanced 2.95% + $0.20 Do Not contain Level 2 or 3 data
Signature Business 2.95% + $0.20 Transactions fail timeliness edits for other Commercial Programs
Business Card Standard   T&E transactions that do not have market data
Commericial Credit 2.95% + $0.20  
Business Card Standard Debit 2.95% + $0.10  

(*)This table is provided only for illustrative purposes and should not be construed as a listing of all the possible fields associated with each data level or that every processor will support all the possible data elements.